5.75% loan rate + paid closing cost available with local lender for qualified buyers. Make your Florida living dream come true with this gorgeous property in the sought-after Rio Villa community. Nestled on a barrier island between the river and the beach, this beautiful home is located in a top-rated school district and features 4 bedrooms, 2.5 bathrooms, and 2 levels of living space, with all bedrooms conveniently located upstairs. With 2, 630 SqFt of living space and a total of 4, 040 SqFt, this home opens up to a beautifully landscaped backyard and your own private large pool, offering the ultimate coastal lifestyle just about 1 mile from the beach and ocean access. For your peace of mind, this property is ready to move in with numerous recent updates, including NEW EXTERIOR PAINT in 2024, a NEW METAL ROOF & GUTTERS in 2023, NEW INTERIOR PAINT and NEW LUXURY VINYL FLOORING in 2023, a NEW AC unit in 2022, and NEW IMPACT WINDOWS installed in 2017.